The Underrated Magic of Sinking Funds

Photo by Josh Appel via Unsplash.com A few weeks back, I posted this photo on my Instagram (which you should follow, by the way: @wrachelwrites): These categories (car, travel, and gifts) represent the 3 short-to-mid-term things I save up for on a monthly basis, and they are each a line in my budget. In the [...]

I Finally Calculated My Retirement Number and the Result Shocked Me

Photo by Erick Palacio via Unsplash.com I've been focused on being in control of my finances month-to-month, but I've put off thinking about a longer-term goal: my (early) retirement. Don't get me wrong, I know exactly how much I want to be investing each month once I get my emergency fund fully built, and I even [...]

The Real Difference Between Frugal and Expensive Travel: What I Spent in Iceland

My & some of the best people I know at the most touristy waterfall in Iceland-- soaking it all in. Last summer, I took a week-and-a-half long road trip with my roommates to celebrate our graduation. Following typical college student habits, we made the trip extremely cheap. It was pretty awesome, driving up to Maine [...]

Why I Moved to D.C.

Photo by Casey Horner via Unsplash.com When I told people I was moving to Washington D.C., they tended to give me some version of the same reaction: "That's expensive!" And they were right. My rent has increased almost $400/month, and I'm anticipating a lot small cost of living increases (gas, groceries, eating out) that will definitely [...]