How to Invest for Retirement as an Educator

How to Invest for Retirement as an Educator

It's been a while since I've posted an educational deep-dive on a topic, and this one is long overdue. When the average person thinks about investing, visions of day trading individual stocks and risking their money fill their mind-- this was legitimately what I thought investing was a few short years ago, because it's the [...]

Breaking Through the 30k Mark | My June 2020 Net Worth

Breaking Through the 30k Mark | My June 2020 Net Worth

https://www.youtube.com/watch?v=eOsBU3xeJtI As the end of the month approaches, it's once again time to take stock of all of my savings and investment accounts to add up my latest net worth. It feels weird, still, putting out this content while the world, and especially my country, is still being deeply affected by a pandemic that has [...]

Unpopular Opinion: Why Automating Your Savings is Overrated

Unpopular Opinion: Why Automating Your Savings is Overrated

It's touted by personal finance experts as the holy grail of money hacking: automation. It sounds so awesome, like a Tim Ferriss-style optimization hack that solves so many of those persistent overspending problems. And I have to say that this must be true for a ton of people, because it's such a commonplace money practice. [...]

The Simple Way to Jumpstart Your Money Journey

The Simple Way to Jumpstart Your Money Journey

I'd been going around in circles, in my head, trying to come up with an elegant solution for people trying to just start getting control of their money.  But it wasn't simple. I knew this because my own journey had been messy-- I followed financial resources that I later learned to be problematic. I tried [...]

ICYMI: I’m on YouTube! Here’s Why, What’s Changing, and What’s Staying the Same

ICYMI: I’m on YouTube! Here’s Why, What’s Changing, and What’s Staying the Same

Hey everybody! Interrupting our regularly-scheduled money talk posts to talk about my latest project: I finally started a YouTube channel called Teachers Talk Money. You can find it here. I say "finally" because this is something I've wanted to do practically since I started blogging. Writing is much more comfortable for me, because it's so [...]

COVID-19 & My Money

COVID-19 & My Money

This moment in our history has felt so surreal. To me, it has re-emphasized, on a very emotional and visceral level, the importance of understanding and having control of my money. This month, March 2020, marks one year since I (kind of) became debt-free. This is also the month, this year, where I finally completed [...]

It’s Tax Szn: Why Having a Refund isn’t Awesome & How I’m Spending Mine

It’s Tax Szn: Why Having a Refund isn’t Awesome & How I’m Spending Mine

It's that magical time of year again. And yet again, I did not take the advice of personal finance experts who say to adjust your tax withholdings in order to not get a refund. Don't misunderstand me, they are right. You should adjust your withholdings, because it's better to have your own money month-to-month instead [...]

My March Budget

My March Budget

It's almost one year since I've become debt-free (kind of), and I have to say, I'm loving all the ways my budget has changed in just one year. I love that I get to put so much towards savings, that I have more room to spend on food and things, and that I'm investing consistently.  [...]