Breaking Through the 30k Mark | My June 2020 Net Worth

Breaking Through the 30k Mark | My June 2020 Net Worth As the end of the month approaches, it's once again time to take stock of all of my savings and investment accounts to add up my latest net worth. It feels weird, still, putting out this content while the world, and especially my country, is still being deeply affected by a pandemic that has [...]

The Simple Way to Jumpstart Your Money Journey

The Simple Way to Jumpstart Your Money Journey

I'd been going around in circles, in my head, trying to come up with an elegant solution for people trying to just start getting control of their money.  But it wasn't simple. I knew this because my own journey had been messy-- I followed financial resources that I later learned to be problematic. I tried [...]

Yearly Spending Breakdown: This Year vs. Last Year (With Graphs)

Photo by Brooke Lark via If you follow me on Instagram (which you should if you'll get value from it: @wrachelwrites), you've seen these graphs which break down my yearly spending by percentage. I added up exactly what I spent last year (thanks to my budget records, this was easy to do), and made [...]

Why I Moved to D.C.

Photo by Casey Horner via When I told people I was moving to Washington D.C., they tended to give me some version of the same reaction: "That's expensive!" And they were right. My rent has increased almost $400/month, and I'm anticipating a lot small cost of living increases (gas, groceries, eating out) that will definitely [...]

The Simple Trick I Used to Rehab my Spending After a Month of Splurging

Photo by Bianca Castillo via May was a rough month for me financially, and it left me feeling overwhelmed, as I discussed in my previous post. There were bumps in the road that were out of my control, but also a lot of small poor choices I made around my money. As I talk about [...]

Waiting Through the Chaos: Having Patience When You Have No Control | LIFE UPDATE

Photo by Hédi Benyounes via In my head, my life has been completely nuts lately. In reality, things are actually pretty calm and slow. The reason I feel like life is crazy is because there are so many changes on the horizon, and I'm constantly ruminating on how to tackle them, logistically, mentally, and financially. [...]