Is FIRE Possible for a Teacher?

Is FIRE Possible for a Teacher?

https://www.youtube.com/watch?v=bCt9km01dFY&feature=youtu.be One of my favorite topics in the world of personal finance is FIRE (financial independence retire early) because I find it so liberating and ridiculously simple to understand. I find that this topic, unlike any other, encourages people to dream bigger than they thought they could and still get hyper-specific about their numbers. So, [...]

My Net Worth DECREASED | July 2020 Net Worth Update

My Net Worth DECREASED | July 2020 Net Worth Update

https://youtu.be/Rhseeqcpup0 During my first summer off, and for the first time since I started tracking my net worth consistently, my net worth actually decreased from last month. All things considered, this was an expected part of my financial plan. I knew taking the summer off would lead to short-term losses. Still, I'm slightly surprised to [...]

Breaking Through the 30k Mark | My June 2020 Net Worth

Breaking Through the 30k Mark | My June 2020 Net Worth

https://www.youtube.com/watch?v=eOsBU3xeJtI As the end of the month approaches, it's once again time to take stock of all of my savings and investment accounts to add up my latest net worth. It feels weird, still, putting out this content while the world, and especially my country, is still being deeply affected by a pandemic that has [...]

The Simple Way to Jumpstart Your Money Journey

The Simple Way to Jumpstart Your Money Journey

I'd been going around in circles, in my head, trying to come up with an elegant solution for people trying to just start getting control of their money.  But it wasn't simple. I knew this because my own journey had been messy-- I followed financial resources that I later learned to be problematic. I tried [...]

ICYMI: I’m on YouTube! Here’s Why, What’s Changing, and What’s Staying the Same

ICYMI: I’m on YouTube! Here’s Why, What’s Changing, and What’s Staying the Same

Hey everybody! Interrupting our regularly-scheduled money talk posts to talk about my latest project: I finally started a YouTube channel called Teachers Talk Money. You can find it here. I say "finally" because this is something I've wanted to do practically since I started blogging. Writing is much more comfortable for me, because it's so [...]

COVID-19 & My Money

COVID-19 & My Money

This moment in our history has felt so surreal. To me, it has re-emphasized, on a very emotional and visceral level, the importance of understanding and having control of my money. This month, March 2020, marks one year since I (kind of) became debt-free. This is also the month, this year, where I finally completed [...]

My December Budget

My December Budget

As I get older, I realize each year how much I genuinely love December. I just get so excited for my goals in the next year, and I love the snow and holidays while you can still romanticize them, before SAD kicks in and it's just... cold and dark? Definitely not looking forward to all [...]

Yearly Spending Breakdown: This Year vs. Last Year (With Graphs)

Photo by Brooke Lark via Unsplash.com If you follow me on Instagram (which you should if you'll get value from it: @wrachelwrites), you've seen these graphs which break down my yearly spending by percentage. I added up exactly what I spent last year (thanks to my budget records, this was easy to do), and made [...]