Helping teachers master their money
https://www.youtube.com/watch?v=PDT6OHsPpNs Last year, Brian and I decided we would get a dog in 2020. We expected to wait until summer, when he and I were both off work. Then, my school closed in March and we were both suddenly at home constantly, bored, and anxious dealing with a pandemic, making it the perfect time to [...]
I'd been going around in circles, in my head, trying to come up with an elegant solution for people trying to just start getting control of their money. But it wasn't simple. I knew this because my own journey had been messy-- I followed financial resources that I later learned to be problematic. I tried [...]
It's that magical time of year again. And yet again, I did not take the advice of personal finance experts who say to adjust your tax withholdings in order to not get a refund. Don't misunderstand me, they are right. You should adjust your withholdings, because it's better to have your own money month-to-month instead [...]
It's almost one year since I've become debt-free (kind of), and I have to say, I'm loving all the ways my budget has changed in just one year. I love that I get to put so much towards savings, that I have more room to spend on food and things, and that I'm investing consistently. [...]
I'm excited to show you guys my progress this month, but not because it's a huge increase. In fact, I'm actually excited because I DIDN'T have amazing growth-- and it's really important to know that this is the reality sometimes. This is the slowest month I've had since I started tracking again back in September, [...]
Happy 2020 everyone! So many exciting things are happening this month. I'm starting my second semester of grad school, a new semester of teaching (our classes change half way through the year, so I get new students!), and perhaps most excitingly, I'm beginning a new online course!!! I haven't shared about this here yet, but [...]
You guys, having my blog as a written account of my money for the past year is so crazy. I was looking back through my old posts, and I can't believe how much my life has changed, from what I actually earn and spend to my beliefs and values with money. I thought it'd be [...]
2020 is almost here-- and I haven't been so excited for a new year in a really long time. I don't know what it is, but I've always found that setting resolutions and goals for the year ahead felt arbitrary and not particularly motivating for me. But, at the same time, my life has always [...]
As I get older, I realize each year how much I genuinely love December. I just get so excited for my goals in the next year, and I love the snow and holidays while you can still romanticize them, before SAD kicks in and it's just... cold and dark? Definitely not looking forward to all [...]
Happy (almost) December! The holidays are nearly here and I am so, so excited for all of it-- especially for what 2020 has to bring! But before I get too ahead of myself in typical Rachel fashion, I'm taking a moment to take stock of my net worth. The Financial Diet (a favorite website of [...]
