Waiting Through the Chaos: Having Patience When You Have No Control | LIFE UPDATE

Photo by Hédi Benyounes via Unsplash.com In my head, my life has been completely nuts lately. In reality, things are actually pretty calm and slow. The reason I feel like life is crazy is because there are so many changes on the horizon, and I'm constantly ruminating on how to tackle them, logistically, mentally, and financially. [...]

January Net Worth & Debt Update

Photo by Nicole Ditt via Unsplash.com With another month passed, I'm officially only 2 months (or 5 payments) away from becoming #debtfree. This process has been both humbling and inspiring. Sticking to a tight budget has shown me what I'm capable of doing with money and what is really worth spending on. It has also [...]

The Obvious & the Underrated | Resources for Personal Finance & Minimalism: A Comprehensive List

Photo by rawpixel via Unsplash.com PERSONAL FINANCE The Obvious: Dave Ramsey - Dave Ramsey's Baby Steps are the perfect starting place for beginners who are ready to change their lives financially. His podcast/show is a wealth of information. His delivery can be harsh, but I find that helps the information truly sink in.  https://www.youtube.com/watch?v=rh6qxpP8nxE   The [...]

My Actual January 2019 Budget with Screenshots from my Everydollar App

Photo via Unsplash.com Happy New Year, everyone! Here's my updated budget for January 2019, with a bit of insight on how I'm getting out of debt just 3 months into the year. INCOME You may notice that my income has increased from my December budget. I haven't earned a higher salary, but I've decided to [...]

3 Things I Sacrifice to Repay Debt (and 3 Things I Don’t)

Photo via Unsplash.com HUGE life update: Based on how much money I'm able to put towards debt repayment, I'm projected to be debt free in May 2019!!! This is a #BFD (big f****** deal) because, when I started budgeting last summer, I wasn't projected to be debt free until September 2019. Slowly throughout the months, [...]