When the Magic Really Happens: I’m Debt Free

Image by Sean Patrick Murphy via Unsplash.com Hey Team, What's that quote about turning an impossibility into an inevitability? Due to a plan and willpower that made it inevitable, I'm debt free now. I paid off $11,422.84 10 months after I graduated, and 7 months after starting my career as an English teacher. Was my [...]

What am I Spending my Tax Refund On?

Photo by rawpixel via Unsplash.com Welcome back to tax season, people.  A few weeks back, I got a question from a reader who had just started trying to manage her finances: she wrote, "Since you plan for your budget with your monthly income, what do you spend the extra money from your tax refund on?" [...]

January Net Worth & Debt Update

Photo by Nicole Ditt via Unsplash.com With another month passed, I'm officially only 2 months (or 5 payments) away from becoming #debtfree. This process has been both humbling and inspiring. Sticking to a tight budget has shown me what I'm capable of doing with money and what is really worth spending on. It has also [...]

The Obvious & the Underrated | Resources for Personal Finance & Minimalism: A Comprehensive List

Photo by rawpixel via Unsplash.com PERSONAL FINANCE The Obvious: Dave Ramsey - Dave Ramsey's Baby Steps are the perfect starting place for beginners who are ready to change their lives financially. His podcast/show is a wealth of information. His delivery can be harsh, but I find that helps the information truly sink in.  https://www.youtube.com/watch?v=rh6qxpP8nxE   The [...]

Building Wealth as a Teacher

Building Wealth as a Teacher

Teacher's don't get paid enough, but that isn't what I'm going to talk about in this post. I have had multiple students tell me that they want to become teachers, but they don't want to be poor. I've had colleagues throw their hands up and stress-laugh about accepting their "fate" to live paycheck to paycheck-- [...]

3 Ways Being a Minimalist Has Made Me Better with Money

Photo by Autumn Goodman via Unsplash.com  Minimalism and personal finance are far more connected than people might assume. Of course, minimalists generally buy fewer things. But how can the tenets of minimalism apply directly to personal finance? You might be surprised to hear that my first introduction to perspectives on debt freedom and investment was [...]

2018 Net Worth Update

Photo by rawpixel via Unsplash.com In the immortal words of City Girls, as featured in Drake's "In My Feelings": "F*** Netflix and chill, what's your net-net-net worth?" Truly a beautifully-put sentiment for the ages.  We can infer through the verse why net worth might be important to City Girls, but why would it be important [...]