Image by Paweł Czerwiński via Unsplash.com I visited my parents' home a few weeks back to celebrate my brother's birthday. I came through the front door, towing boxes from my car since I've been moving all my things there slowly. I walked through my routine of taking my boxes down the basement, talking to whoever's home [...]
Tag: finances
5 Sustainable Switches for Less Than $20 (And Some That Actually Save You Money)
Photo by Victoria Strukovskaya via Unsplash.com Note: This post contains links to products. I am not sponsored by any of these companies. I am far from perfect when it comes to making sustainable choices. Even last year, I would use Ziploc bags for lunch everyday, in addition to a protein bar wrapped in waste. And a [...]
The False Guilt of Spending Big Money
Photo by Christian Koch via Unsplash.com Hey Team, Lately, I've been feeling mentally stuck with my budget and my money. I'm out of debt and therefore more financially free than ever, but I find myself unable to shake the feeling that I am not being a good steward of my finances. This came up very [...]
My May Budget
Photo by neONBRAND via Unsplash.com Hey Team, I have to admit that I felt very reluctant to write this post for a number of reasons. Firstly, I decided to entirely pause contributions to my 457 in favor of saving for some midterm goals. For some reason, I feel guilty about this. I think it's because [...]
April Post-Debt Net Worth Update
Photo by Isaac Smith via Unsplash.com Hey Team, I'm excited for this one. You may have noticed that I didn't write a net worth update for February or March, but you'll be surprised to hear that I didn't check my net worth privately, either. This number will be just as much as a surprise to [...]
Teacher Talk: Why I’m Working Over the Summer After My First Year Teaching
Photo by Roman Kraft via Unplash.com "You might not think you'll need the summer off after your first year of teaching, but trust me, you will." I received this well-meaning advice from a third-year teacher on a panel of new educators, and it made me feel pretty relieved. We all know teaching is demanding work, [...]
Things I’ve Bought & Plan to Buy with my $60/Month “Miscellaneous” Fund
Photo by rawpixel via Unsplash.com Recently, a friend of mine asked for help with her finances and we set up a "budget meeting" time to take a look at everything. As I was showing her my budget as an example, she said "how do you only spend $60 on stuff?" While I spend a lot [...]
What am I Spending my Tax Refund On?
Photo by rawpixel via Unsplash.com Welcome back to tax season, people. A few weeks back, I got a question from a reader who had just started trying to manage her finances: she wrote, "Since you plan for your budget with your monthly income, what do you spend the extra money from your tax refund on?" [...]
What Emotional Spending Costs Me
Photo by Daniel Monteiro via Unsplash.com A few weeks back, there was a day when I left work hours after my duty day ended. I was physically exhausted and emotionally drained, and still facing a long to-do list for the upcoming day. My drive home took 20 minutes longer than usual because the traffic is [...]
The Obvious & the Underrated | Resources for Personal Finance & Minimalism: A Comprehensive List
Photo by rawpixel via Unsplash.com PERSONAL FINANCE The Obvious: Dave Ramsey - Dave Ramsey's Baby Steps are the perfect starting place for beginners who are ready to change their lives financially. His podcast/show is a wealth of information. His delivery can be harsh, but I find that helps the information truly sink in. https://www.youtube.com/watch?v=rh6qxpP8nxE The [...]
