Photo by Katie Harp via Unsplash.com Disclaimer: This post contains a promo code for a savings app. I've been mulling over writing this, because it's made me feel a bit icky (I would clearly benefit from it monetarily) and the last thing I want to do is come off as self-serving or inauthentic to my [...]
Tag: finances
The Underrated Magic of Sinking Funds
Photo by Josh Appel via Unsplash.com A few weeks back, I posted this photo on my Instagram (which you should follow, by the way: @wrachelwrites): These categories (car, travel, and gifts) represent the 3 short-to-mid-term things I save up for on a monthly basis, and they are each a line in my budget. In the [...]
I Finally Calculated My Retirement Number and the Result Shocked Me
Photo by Erick Palacio via Unsplash.com I've been focused on being in control of my finances month-to-month, but I've put off thinking about a longer-term goal: my (early) retirement. Don't get me wrong, I know exactly how much I want to be investing each month once I get my emergency fund fully built, and I even [...]
On Credit Cards
Photo by Code Mnml via Unsplash.com So, I've never talked about credit cards on my blog. I didn't even realize this until my friend wrote in for a Q & A, asking "Do you have a credit card, and if so, how do you use it?" I thought it warranted an entire post. In my [...]
I Found Out I Wasn’t Debt Free…
Image by Paweł Czerwiński via Unsplash.com I visited my parents' home a few weeks back to celebrate my brother's birthday. I came through the front door, towing boxes from my car since I've been moving all my things there slowly. I walked through my routine of taking my boxes down the basement, talking to whoever's home [...]
5 Sustainable Switches for Less Than $20 (And Some That Actually Save You Money)
Photo by Victoria Strukovskaya via Unsplash.com Note: This post contains links to products. I am not sponsored by any of these companies. I am far from perfect when it comes to making sustainable choices. Even last year, I would use Ziploc bags for lunch everyday, in addition to a protein bar wrapped in waste. And a [...]
The False Guilt of Spending Big Money
Photo by Christian Koch via Unsplash.com Hey Team, Lately, I've been feeling mentally stuck with my budget and my money. I'm out of debt and therefore more financially free than ever, but I find myself unable to shake the feeling that I am not being a good steward of my finances. This came up very [...]
My May Budget
Photo by neONBRAND via Unsplash.com Hey Team, I have to admit that I felt very reluctant to write this post for a number of reasons. Firstly, I decided to entirely pause contributions to my 457 in favor of saving for some midterm goals. For some reason, I feel guilty about this. I think it's because [...]
April Post-Debt Net Worth Update
Photo by Isaac Smith via Unsplash.com Hey Team, I'm excited for this one. You may have noticed that I didn't write a net worth update for February or March, but you'll be surprised to hear that I didn't check my net worth privately, either. This number will be just as much as a surprise to [...]
Teacher Talk: Why I’m Working Over the Summer After My First Year Teaching
Photo by Roman Kraft via Unplash.com "You might not think you'll need the summer off after your first year of teaching, but trust me, you will." I received this well-meaning advice from a third-year teacher on a panel of new educators, and it made me feel pretty relieved. We all know teaching is demanding work, [...]
Teachers Talk Money 