My December Budget

My December Budget

As I get older, I realize each year how much I genuinely love December. I just get so excited for my goals in the next year, and I love the snow and holidays while you can still romanticize them, before SAD kicks in and it's just... cold and dark? Definitely not looking forward to all [...]

Yearly Spending Breakdown: This Year vs. Last Year (With Graphs)

Photo by Brooke Lark via Unsplash.com If you follow me on Instagram (which you should if you'll get value from it: @wrachelwrites), you've seen these graphs which break down my yearly spending by percentage. I added up exactly what I spent last year (thanks to my budget records, this was easy to do), and made [...]

A Small Savings Hack that Helps Me Save Slowly Without Thinking

Photo by Katie Harp via Unsplash.com Disclaimer: This post contains a promo code for a savings app. I've been mulling over writing this, because it's made me feel a bit icky (I would clearly benefit from it monetarily) and the last thing I want to do is come off as self-serving or inauthentic to my [...]

I Finally Calculated My Retirement Number and the Result Shocked Me

Photo by Erick Palacio via Unsplash.com I've been focused on being in control of my finances month-to-month, but I've put off thinking about a longer-term goal: my (early) retirement. Don't get me wrong, I know exactly how much I want to be investing each month once I get my emergency fund fully built, and I even [...]