Life + Money Wins: 1 Year of Blogging

Photo by Cristian Escobar via Unsplash.com You guys-- it's official. It's been a year of me writing to you (almost) weekly, consistently baring my money wounds and slowly healing, paying down debt and building wealth. I am thrilled and truly surprised that I've stuck to something like this for a whole year. I mean it when [...]

Yearly Spending Breakdown: This Year vs. Last Year (With Graphs)

Photo by Brooke Lark via Unsplash.com If you follow me on Instagram (which you should if you'll get value from it: @wrachelwrites), you've seen these graphs which break down my yearly spending by percentage. I added up exactly what I spent last year (thanks to my budget records, this was easy to do), and made [...]

A Small Savings Hack that Helps Me Save Slowly Without Thinking

Photo by Katie Harp via Unsplash.com Disclaimer: This post contains a promo code for a savings app. I've been mulling over writing this, because it's made me feel a bit icky (I would clearly benefit from it monetarily) and the last thing I want to do is come off as self-serving or inauthentic to my [...]

I Finally Calculated My Retirement Number and the Result Shocked Me

Photo by Erick Palacio via Unsplash.com I've been focused on being in control of my finances month-to-month, but I've put off thinking about a longer-term goal: my (early) retirement. Don't get me wrong, I know exactly how much I want to be investing each month once I get my emergency fund fully built, and I even [...]

On Credit Cards

Photo by Code Mnml via Unsplash.com So, I've never talked about credit cards on my blog. I didn't even realize this until my friend wrote in for a Q & A, asking "Do you have a credit card, and if so, how do you use it?" I thought it warranted an entire post. In my [...]

A Comprehensive Guide to Free & Cheap Things to Do in Iceland

Photo by Jeremy Bishop via Unsplash.com In my post last week, I wrote about all of the pricey things I did in Iceland-- ice caving, glacier hiking, boat riding, kayaking, and snorkeling. While all of these experiences enhanced my connection with the most beautiful country I've ever visited, there are just as many amazing things you can [...]