November Net Worth Update

November Net Worth Update

Happy (almost) December! The holidays are nearly here and I am so, so excited for all of it-- especially for what 2020 has to bring! But before I get too ahead of myself in typical Rachel fashion, I'm taking a moment to take stock of my net worth. The Financial Diet (a favorite website of [...]

I Finally Calculated My Retirement Number and the Result Shocked Me

Photo by Erick Palacio via Unsplash.com I've been focused on being in control of my finances month-to-month, but I've put off thinking about a longer-term goal: my (early) retirement. Don't get me wrong, I know exactly how much I want to be investing each month once I get my emergency fund fully built, and I even [...]

Why I Moved to D.C.

Photo by Casey Horner via Unsplash.com When I told people I was moving to Washington D.C., they tended to give me some version of the same reaction: "That's expensive!" And they were right. My rent has increased almost $400/month, and I'm anticipating a lot small cost of living increases (gas, groceries, eating out) that will definitely [...]

5 Sustainable Switches for Less Than $20 (And Some That Actually Save You Money)

Photo by Victoria Strukovskaya via Unsplash.com Note: This post contains links to products. I am not sponsored by any of these companies. I am far from perfect when it comes to making sustainable choices. Even last year, I would use Ziploc bags for lunch everyday, in addition to a protein bar wrapped in waste. And a [...]

Waiting Through the Chaos: Having Patience When You Have No Control | LIFE UPDATE

Photo by Hédi Benyounes via Unsplash.com In my head, my life has been completely nuts lately. In reality, things are actually pretty calm and slow. The reason I feel like life is crazy is because there are so many changes on the horizon, and I'm constantly ruminating on how to tackle them, logistically, mentally, and financially. [...]

A NonMari Minimalist’s Honest Review of Tidying Up with Marie Kondo

Photo Credit: KonMari Media Inc. I have never read Marie Kondo's book The Life-Changing Magic of Tidying Up. This didn't stop me from binge-watching the show, as I'm a sucker for decluttering videos. I liked the positive tone of the show and, of course, loved how Marie's personality brought life to her ideas. Once I [...]

January Net Worth & Debt Update

Photo by Nicole Ditt via Unsplash.com With another month passed, I'm officially only 2 months (or 5 payments) away from becoming #debtfree. This process has been both humbling and inspiring. Sticking to a tight budget has shown me what I'm capable of doing with money and what is really worth spending on. It has also [...]

The Obvious & the Underrated | Resources for Personal Finance & Minimalism: A Comprehensive List

Photo by rawpixel via Unsplash.com PERSONAL FINANCE The Obvious: Dave Ramsey - Dave Ramsey's Baby Steps are the perfect starting place for beginners who are ready to change their lives financially. His podcast/show is a wealth of information. His delivery can be harsh, but I find that helps the information truly sink in.  https://www.youtube.com/watch?v=rh6qxpP8nxE   The [...]