Why I’m Planning on Moving Home for Two Months

Photo by Breno Asis via Unsplash.com Some facts: my lease ends on June 30th, 2019. I won't be working by this point (I'm a teacher), but I will have some money saved to last me throughout the summer. As it stands, I only live about 15-20 minutes from my parents' home. I don't think I [...]

Building Wealth as a Teacher

Building Wealth as a Teacher

Teacher's don't get paid enough, but that isn't what I'm going to talk about in this post. I have had multiple students tell me that they want to become teachers, but they don't want to be poor. I've had colleagues throw their hands up and stress-laugh about accepting their "fate" to live paycheck to paycheck-- [...]

3 Ways Being a Minimalist Has Made Me Better with Money

Photo by Autumn Goodman via Unsplash.com  Minimalism and personal finance are far more connected than people might assume. Of course, minimalists generally buy fewer things. But how can the tenets of minimalism apply directly to personal finance? You might be surprised to hear that my first introduction to perspectives on debt freedom and investment was [...]

2018 Net Worth Update

Photo by rawpixel via Unsplash.com In the immortal words of City Girls, as featured in Drake's "In My Feelings": "F*** Netflix and chill, what's your net-net-net worth?" Truly a beautifully-put sentiment for the ages.  We can infer through the verse why net worth might be important to City Girls, but why would it be important [...]

#DryJanuary: Why I’m Quitting Alcohol for 1 Month

Photo by Tomasz Rynkiewicz via Unsplash.com I have a complicated relationship with alcohol. This makes me aggressively normal. My father is an alcoholic-- a long story and a fact that has affected my life tremendously. For this reason, I have been much less reckless with drinking than many of my friends. For this reason, I [...]

Is Selling Items Online Worth the Effort? 4 Tips for Selling with Intention

Photo via Leone Venter on Unsplash.com When I first began minimizing everything in my life, it created a mass exodus of stuff from my apartment. I was very intentional as to why I was getting rid of everything, but less intentional as to how I was getting rid of it and where it was going. [...]

The #1 Game-Changer for Financial Health (No, Not Just Making a Budget)

Photo via Thought Catalog on Unsplash.com If I had to choose a phrase to describe my financial education growing up, it would be: effectively nonexistent. If I had to choose a phrase to describe my self-education in personal finance when I was about to graduate college, it would be: contradictory advice amid my desperation. Fortunately, [...]

My Actual January 2019 Budget with Screenshots from my Everydollar App

Photo via Unsplash.com Happy New Year, everyone! Here's my updated budget for January 2019, with a bit of insight on how I'm getting out of debt just 3 months into the year. INCOME You may notice that my income has increased from my December budget. I haven't earned a higher salary, but I've decided to [...]

My Debt Story

Photo via neONBRAND on Unsplash.com I've written quite a bit about what I'm doing to pay off debt, and been transparent with my budget and thoughts about debt, but I realized that I've never entirely shared the details and story of my debt. Like most Americans, I knew basically nothing about the finances of going [...]

3 Things I Sacrifice to Repay Debt (and 3 Things I Don’t)

Photo via Unsplash.com HUGE life update: Based on how much money I'm able to put towards debt repayment, I'm projected to be debt free in May 2019!!! This is a #BFD (big f****** deal) because, when I started budgeting last summer, I wasn't projected to be debt free until September 2019. Slowly throughout the months, [...]