My May Budget

Photo by neONBRAND via Unsplash.com Hey Team, I have to admit that I felt very reluctant to write this post for a number of reasons. Firstly, I decided to entirely pause contributions to my 457 in favor of saving for some midterm goals. For some reason, I feel guilty about this. I think it's because [...]

How to Determine the Right Amount of Money for your Emergency Fund

Image by Sagar Rana via Unsplash.com Because of mostly watching clickbaity YouTube videos to learn about personal finance while I was in college, I used to believe that every adult should have a $10,000 emergency fund. Exactly $10,000. Every single person.  Naturally, it's more complex than that. But the advice still seemed to vary from [...]

What am I Spending my Tax Refund On?

Photo by rawpixel via Unsplash.com Welcome back to tax season, people.  A few weeks back, I got a question from a reader who had just started trying to manage her finances: she wrote, "Since you plan for your budget with your monthly income, what do you spend the extra money from your tax refund on?" [...]

January Net Worth & Debt Update

Photo by Nicole Ditt via Unsplash.com With another month passed, I'm officially only 2 months (or 5 payments) away from becoming #debtfree. This process has been both humbling and inspiring. Sticking to a tight budget has shown me what I'm capable of doing with money and what is really worth spending on. It has also [...]

The Obvious & the Underrated | Resources for Personal Finance & Minimalism: A Comprehensive List

Photo by rawpixel via Unsplash.com PERSONAL FINANCE The Obvious: Dave Ramsey - Dave Ramsey's Baby Steps are the perfect starting place for beginners who are ready to change their lives financially. His podcast/show is a wealth of information. His delivery can be harsh, but I find that helps the information truly sink in.  https://www.youtube.com/watch?v=rh6qxpP8nxE   The [...]