Photo by Brooke Lark via Unsplash.com If you follow me on Instagram (which you should if you'll get value from it: @wrachelwrites), you've seen these graphs which break down my yearly spending by percentage. I added up exactly what I spent last year (thanks to my budget records, this was easy to do), and made [...]
Tag: anxiety
A Small Savings Hack that Helps Me Save Slowly Without Thinking
Photo by Katie Harp via Unsplash.com Disclaimer: This post contains a promo code for a savings app. I've been mulling over writing this, because it's made me feel a bit icky (I would clearly benefit from it monetarily) and the last thing I want to do is come off as self-serving or inauthentic to my [...]
The Underrated Magic of Sinking Funds
Photo by Josh Appel via Unsplash.com A few weeks back, I posted this photo on my Instagram (which you should follow, by the way: @wrachelwrites): These categories (car, travel, and gifts) represent the 3 short-to-mid-term things I save up for on a monthly basis, and they are each a line in my budget. In the [...]
A First-Timer’s FinCon19 Recap
Photo from getrichslowly.org You guys know I love writing and talking about money with everyone in my life-- it's awesome to learn what my family & friends believe about money, what we all have in common, and what we all do differently. I often find everyone has something to teach me, and I absolutely love [...]
I Finally Calculated My Retirement Number and the Result Shocked Me
Photo by Erick Palacio via Unsplash.com I've been focused on being in control of my finances month-to-month, but I've put off thinking about a longer-term goal: my (early) retirement. Don't get me wrong, I know exactly how much I want to be investing each month once I get my emergency fund fully built, and I even [...]
Answering Your Burning Questions: Personal Finance Q & A
Photo by Hayden Scott via Unplash.com Q: I need to get my financial life together. Where do I start? I'm going to be short with this and not beat you over the head with it, but you need to make a budget. It's difficult and it takes time, but it is worth it. Set aside [...]
I Found Out I Wasn’t Debt Free…
Image by Paweł Czerwiński via Unsplash.com I visited my parents' home a few weeks back to celebrate my brother's birthday. I came through the front door, towing boxes from my car since I've been moving all my things there slowly. I walked through my routine of taking my boxes down the basement, talking to whoever's home [...]
The Simple Trick I Used to Rehab my Spending After a Month of Splurging
Photo by Bianca Castillo via Unsplash.com May was a rough month for me financially, and it left me feeling overwhelmed, as I discussed in my previous post. There were bumps in the road that were out of my control, but also a lot of small poor choices I made around my money. As I talk about [...]
On Anxiety, Time, and Social Media: An Experiment in Digital Minimalism
Photo by Viktor Talashuk via Unsplash.com I am addicted to my phone. Maybe this is not such a hot take, but I have been observing lately that it feels like everyone around me is addicted to their's, too, in a way that is (mostly) highly functional and completely socially acceptable. Truthfully, I'm the first person [...]
My May Budget
Photo by neONBRAND via Unsplash.com Hey Team, I have to admit that I felt very reluctant to write this post for a number of reasons. Firstly, I decided to entirely pause contributions to my 457 in favor of saving for some midterm goals. For some reason, I feel guilty about this. I think it's because [...]
