May 2020 Budget Update

https://www.youtube.com/watch?v=dMuCQ0L0Hds It's a bit late, but in keeping with my posting schedule, I wanted to show you guys my budget for May! In my latest YouTube video above, I used my pen & paper template, but I'll show you guys here with screenshots from my spreadsheet. You can watch or read 🙂 A couple of [...]

How to Use Stimulus Checks & My April 2020 Net Worth Update

How to Use Stimulus Checks & My April 2020 Net Worth Update

https://www.youtube.com/watch?v=tYO8wsA12Ks&t= If you follow me on Instagram, you might've seen this infographic I created for how to use your stimulus check, assuming you are still bringing in income. I made this at the request of a few followers before the stimulus package was passed, and I stand by it in many ways, but wanted to [...]

Unpopular Opinion: Why Automating Your Savings is Overrated

Unpopular Opinion: Why Automating Your Savings is Overrated

It's touted by personal finance experts as the holy grail of money hacking: automation. It sounds so awesome, like a Tim Ferriss-style optimization hack that solves so many of those persistent overspending problems. And I have to say that this must be true for a ton of people, because it's such a commonplace money practice. [...]

The Simple Way to Jumpstart Your Money Journey

The Simple Way to Jumpstart Your Money Journey

I'd been going around in circles, in my head, trying to come up with an elegant solution for people trying to just start getting control of their money.  But it wasn't simple. I knew this because my own journey had been messy-- I followed financial resources that I later learned to be problematic. I tried [...]

COVID-19 Net Worth, April Budget, and How to Budget For Loss of Income

COVID-19 Net Worth, April Budget, and How to Budget For Loss of Income

Hey everyone! I have lots of money updates for you since, as you know, things are changing really fast all the time. I felt super weird tracking my net worth, knowing the stock market would look completely different from day to day, but capturing your net worth is always kind of arbitrary-- it just feels [...]

ICYMI: I’m on YouTube! Here’s Why, What’s Changing, and What’s Staying the Same

ICYMI: I’m on YouTube! Here’s Why, What’s Changing, and What’s Staying the Same

Hey everybody! Interrupting our regularly-scheduled money talk posts to talk about my latest project: I finally started a YouTube channel called Teachers Talk Money. You can find it here. I say "finally" because this is something I've wanted to do practically since I started blogging. Writing is much more comfortable for me, because it's so [...]

COVID-19 & My Money

COVID-19 & My Money

This moment in our history has felt so surreal. To me, it has re-emphasized, on a very emotional and visceral level, the importance of understanding and having control of my money. This month, March 2020, marks one year since I (kind of) became debt-free. This is also the month, this year, where I finally completed [...]

It’s Tax Szn: Why Having a Refund isn’t Awesome & How I’m Spending Mine

It’s Tax Szn: Why Having a Refund isn’t Awesome & How I’m Spending Mine

It's that magical time of year again. And yet again, I did not take the advice of personal finance experts who say to adjust your tax withholdings in order to not get a refund. Don't misunderstand me, they are right. You should adjust your withholdings, because it's better to have your own money month-to-month instead [...]

My March Budget

My March Budget

It's almost one year since I've become debt-free (kind of), and I have to say, I'm loving all the ways my budget has changed in just one year. I love that I get to put so much towards savings, that I have more room to spend on food and things, and that I'm investing consistently.  [...]