Author: wrachelwrites

https://youtu.be/KQtXZjqvwCM I’m not planning on ever getting married. This isn’t a financial choice for me, but a personal one. I’m not going to go into too much detail about why today (if you want to see that video, let me know in the comments). However, this choice does make financial sense in a lot of [...]

https://youtu.be/Dtle0aLFYsk These are the 4 steps I recommend taking if you're a complete mess with money. Let me know if you have any other key steps to take in the comments below. RESOURCES: 12 Months to Get Good with Money series: https://www.youtube.com/playlist?list=PLY2pmWY-gSYsGp0yXjcJQhUzD_azC7F40 Budgeting basics: https://youtu.be/MxMuIQwOC_o Investing as a teacher: https://youtu.be/rdwBkIPNswg Saving an emergency fund: https://youtu.be/JxLma06KxOk [...]

https://youtu.be/NhmDAkHkBjY My district is reinstating a previously paused step increase, which means that I'm getting a small raise and have a bit more money to work with this month. I'll have all the updated numbers for you shortly, but for now, we'll be working with estimations (which is a lot of what budgeting is, sometimes). [...]

https://youtu.be/xbc0etVCCbs Back from my hiatus to bring you my numbers for both February and March 2022-- a month of decline followed by a month of growth. Dealing with market fluctuations can be stressful and overwhelming, but keeping long-term context in mind is the key to not panic-selling. If you’re ready to get started on your [...]

https://youtu.be/YXF7qaHLd4I Hey everyone! In this video, I wanted to share 5 free and/or cheap things that have upgraded my life, sometimes in monumental ways. While I believe that money is a tool to improve our lives, some changes don't cost much-- or anything-- at all. Click the video above to see 5 examples from my [...]

https://youtu.be/I7Zp-DJ0SQw If you're anything like me, you might find yourself online shopping when you're anxious, bored, or comparing yourself to others too much. When these emotions lead you to spend unintentionally, it can be a problem on your mind and your wallet. That's why I wanted to share these simple tricks that I use to [...]

https://youtu.be/ng10TbxRt40 This was a tough one to make. I've been wanting to share more of my story with you all for a while now, and I finally felt ready to make this video. I'm a highly privileged person in so many ways, and I have also had financial traumas throughout my adolescence and early adulthood. [...]

https://youtu.be/O9QLbCmLtWk This is all of the makeup I own as a minimalist who prioritizes ease in her makeup routine-- enjoy! 🙂 If you’re ready to get started on your money journey, use my resources below! Budget Templates: https://www.teacherstalkmoney.com/budget Money Map Workbook: https://www.teacherstalkmoney.com/moneymapworkbook Follow me on Instagram and TikTok: @teacherstalkmoney

https://youtu.be/sCcbxXm9fpM I LOVED looking back at the past 3 years of my life (financially speaking) and thinking about what I would tell my younger self to do differently. I hope this is helpful to every early career educator out there watching, as well as the rest of my amazing audience. Comment below a lesson you [...]

https://youtu.be/0PIIApKKZNk I'm still awaiting my raise from getting my Master's Equivalence +30 credits, as well as a 1.5% cost of living adjustment from my district (negotiated by my union). Because I don't know what my exact take-home pay will be, this budget is based on my current numbers-- stay tuned until March to see the [...]