Is it better to rent or buy? Why I’m not planning on buying a house, maybe ever

Is it better to rent or buy? Why I’m not planning on buying a house, maybe ever

https://youtu.be/uk8ZtzH2vTc We’ve all heard that if you’re renting, you’re throwing away money each month. We’ve all heard that buying a home is a the “solid investment.”  Even my own family, who didn’t talk much about finances at all while I was growing up, drilled this concept into my mind.  The theory behind this is that [...]

1 Year on YouTube | New channel growth, analytics, monetization | Teachers Talk Money

1 Year on YouTube | New channel growth, analytics, monetization | Teachers Talk Money

https://youtu.be/Aukw9Mtaj2w Hey reader, I posted the first video to my YouTube Channel on February 20th, 2020. This video, along with 10 other videos, were shot on my iPhone 7 before I was willing to look into purchasing a camera and video equipment. When I started to get more comfortable on camera and began enjoying the [...]

Your money goal for February | what to do once you’ve made your first budget | 12 months to get good with money

Your money goal for February | what to do once you’ve made your first budget | 12 months to get good with money

https://youtu.be/2ciW42LAju8 Happy February, reader! In keeping with my plan to give you 12 money resolutions, one for each month of 2021, it’s time to get your goal for this month. Last month, you made your first budget. If you weren’t following along and that time, it’s actually the perfect time to catch up, because your [...]

Did I stay dry during Dry January 2021? | Reflection & Recap

Did I stay dry during Dry January 2021? | Reflection & Recap

https://youtu.be/t-t6T2R62qI Hey reader, Unlike my last attempt at Dry January, this year’s was a full success. I didn’t have a sip of alcohol, and I don’t have any regrets from abstaining, either. Like I said last month, this year was definitely on easy mode due to significantly less social interaction-- but that doesn’t mean it [...]

Passing the $40k mark | January ’21 Net Worth Update

Passing the $40k mark | January ’21 Net Worth Update

https://youtu.be/OwBPb0aHkb0 Hey reader, Thanks for stopping in for another net worth update. This was big month of growth, plus a bit of money I hadn't been tracking before. Let's take a look: The first, most significant change, to note is that I had a supplemental pension I wasn't previously tracking. I knew I had some [...]

What’s the Deal with the Cash Envelope System?

What’s the Deal with the Cash Envelope System?

https://youtu.be/sOGySqUuhuA Happy Monday, Readers. Today I'm going to cover some well-treaded territory in the personal finance blogisphere. Chances are, if you follow other creators who are into budgeting, you’ve seen pictures and pictures of lots of pretty envelopes full of cash. That’s because so many people in the personal finance space use what’s called the cash [...]

Introducing 12 Months to Get Good with Money: Small steps to make big changes with your money | Your January goal

Introducing 12 Months to Get Good with Money: Small steps to make big changes with your money | Your January goal

https://youtu.be/519QTQEJuzo Hey there reader, I love the New Year. As a teacher, I tend to look at the beginning of the school year as more of a transitory time of change, but then I always end up falling into the same bad habits come December, so I welcome another arbitrary opportunity for resolutions with open [...]

A 3-paycheck month to start the new year! | Budget with Me January 2021

A 3-paycheck month to start the new year! | Budget with Me January 2021

https://youtu.be/Sh6gc_JkaWI Hey reader, My unicorn month is here! The beauty of budgeting monthly when you get paid biweekly is that there's one (two, if you work 12 months instead of 10) month where you get a third, magical paycheck. This is not something to treat as "extra" money by any sense of the word, because [...]